01
A year-by-year Roth conversion map
How much to convert each year, to the top of which bracket — recalculated annually as income changes.
What this covers
Taxes are the biggest lifetime expense most households never plan. Led by a former Big Four CPA, we look years ahead — Roth windows, bracket fills, equity-comp timing — and coordinate every move with your tax preparer before December, not after April.
- Multi-year Roth and bracket-fill strategy
- RSU, ISO, and AMT timing for executives
- Charitable bunching, QCDs, and donor-advised funds
What's Included
Everything handled for you.
02
Bracket and IRMAA management
We keep conversions and withdrawals inside your target bracket and clear of Medicare premium tripwires.
03
Equity-comp timing
RSU sales, ISO exercises, and AMT projections modeled before you act — never a surprise in April.
04
Smarter charitable giving
Bunching, qualified charitable distributions, and donor-advised funds so generosity costs you less.
How It Works
Three steps, thirty days.
STEP 01
Map the brackets
We project your income for years ahead and find every low-bracket window worth using.
STEP 02
Time the moves
Conversions, exercises, sales, and gifts scheduled to the year — and month — they cost least.
STEP 03
Coordinate the filing
Your CPA gets a clean summary of every move and why, so nothing is lost between desks.
Questions about Tax & Compliance
Do you replace my CPA or tax preparer?
No — we coordinate with them. Priya is a CPA herself, so she speaks their language, and your filing stays exactly where it is.
I am a business owner. Can you help?
Yes. Entity income timing, retirement-plan contributions, and exit planning are all part of the multi-year tax map.
When should tax planning start each year?
October at the latest for exercise and conversion decisions — though the multi-year map means most moves are already scheduled.
Get Started
Talk through Tax & Compliance with an advisor.
Book a free 30-minute call — we'll map your next three moves whether you hire us or not.