Flexible Consultation
Evenings and video calls that fit a working household. Your first meeting is free, in plain language, with zero pressure.
Sterling Wealth — Fee-Only Financial Advisors
Financial
Planning for Every
Milestone Ahead
We turn good incomes into lasting security — a clear retirement date, investments you actually understand, and taxes and estate details handled before they become problems.
Fiduciary & Fee-Only
27+
Years guiding families
480+
Households Served
96% Households Who Stay
Professional Experts
Certified planners and a former Big Four CPA on staff. Salaried advisors, so the only interest we serve is yours.
Tailored Solutions
No model portfolios off the shelf. Every plan is written around your timeline, your taxes, and your definition of enough.
About Us
Plan Today with Professional Financial Guidance
Since 1998 we have helped Chicago-area families retire on time, pay less tax, and pass wealth cleanly. One written plan, reviewed with you twice a year.
96%
Households Who Stay
90%
Plans Delivered on Time
88%
Clients Arrive by Referral
84%
Goals Funded on Track
Our Services
Services We Provide
One firm for the whole picture — retirement, investments, tax, and legacy in a single written plan.
Investment Planning
Diversified, low-cost portfolios built around your plan — rebalanced for you, explained in plain words.
Retirement Planning
Your retirement date, monthly income, and withdrawal order — modeled year by year, stress-tested together.
Tax & Compliance
Roth conversions, withdrawal sequencing, and equity-comp timing — coordinated with your CPA.
Wealth Management
Wills, trusts, beneficiaries, and giving — plus business transitions, all in step with your attorney.
27 Years
Of Trusted Guidance
Of Trusted Guidance
Why Choose Us
Friendly, Reliable Financial Guidance
Serving 480+ households across 31 states.
High-Quality Planning Process
A written plan in 30 days, reviewed with you twice a year, updated whenever life changes the math.
Credentialed, Salaried Advisors
CFP® professionals and a CPA, paid only by you. No commissions, no quotas, no product shelf.
Exceptional Client Service
A real person answers the phone. Questions get replies within one business day — usually faster.
Pricing Table
Pricing Plans for Every Budget
Simple flat fees, agreed before we start. No percentages to decode, no asterisks waiting below.
Essential Review
$350 /service
A focused second opinion on one decision — retiring this year, a job change, or a portfolio checkup.
- 60 Minutes Consultation
- 2 Investment Reviews
- 3 Retirement Scenarios
- 1 Action Checklist
- 7 Days Email Support
Complete Plan
$650 /service
Our most-chosen engagement: your full written plan covering income, investments, tax, and legacy.
- 90 Minutes Consultation
- 3 Investment Reviews
- 4 Retirement Scenarios
- 1 Implementation Session
- 30 Days Email Support
Private Client
$950 /service
For executives and business owners: equity comp, exits, and multi-year tax strategy in one plan.
- 120 Minutes Consultation
- 4 Investment Reviews
- 5 Retirement Scenarios
- 2 Implementation Sessions
- 90 Days Priority Support
Our Team
Meet Our Financial Experts
Testimonial
Hear What Our Clients Say
Real households, real retirements — in their own words.
They handled my equity comp, the AMT surprise, and the house sale in one coordinated plan. My CPA even asked who they were.
Daniel OkaforExecutive, West Loop After my husband passed, they sat with me through every account, every form. Nothing rushed, nothing sold.
Ruth AbramowitzClient since 2015, Evanston Sterling showed us we could retire three years earlier than we thought — and exactly how the money flows each month.
Margaret EllisonClient since 2018, Oak Park The Roth conversion plan alone will save us six figures in lifetime taxes. Worth every penny of the flat fee.
James & Karen ColeClients since 2020, Naperville Trusted by 480+ households
4.9/5 · 212 verified reviews
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